So often we’ve been told that hard work is all that we need to succeed. Rags to riches stories encourage us to strive harder and believe...

All financial decisions are emotional decisions. This rang especially true when I read the article by The Straits Times, “World’s biggest...

Tan Ooi Boon wrote a wonderful article on The Straits Times about how high-income earners may be in the problematic position of having...

Earlier, I wrote an article about survivorship bias. We love to study success stories and we try to emulate these people, but we fail to...

An interesting article appeared in The Straits Times on 14 January 2023. Written by Tim Harford, the title was a deliberate click bait...

There are many terms that are being thrown out there, and oftentimes, the terms have specific meanings that are not consistently...

2023 has begun. How do you feel? Since 2020, life has changed so much. Circuit breaker, restricted movements, a new work-from-home...

As I write this reflection, Michael Buble’s lyric punctuates the air: “It's the most wonderful time of the year”. The season of...

Economists and Mathematicians are often believed to be in a better position when making decisions on finances. Their training in all...

In this article, I write about some steps we can take to prepare for black swan events i.e. unpredictable, possibly catastrophic, events...

If you have been following the news closely, you would be aware that the US Federal Reserve has been increasing interest rates. It is one...

In my last article, I examined the advantages and risks of using Dollar Cost Averaging (DCA) as an investment strategy. Many proponents...

If you knew today was your last day, what would you do? I was on holiday in June when I received word that my uncle had suddenly passed...

I was told recently that the easiest way to invest is to DCA (dollar cost average) into a world index fund. And yes, it is the EASIEST...

We love to learn from success stories, especially from people with tried and tested models. These stories of hustling, challenging...

“The ability to do what you want, when you want, for as long as you want, has an infinite ROI.” "The Psychology of Money: Timeless...

Dear friends, Some of you may have known me for years when our paths crossed - either growing up together, being on the same journey...